*{
  box-sizing:border-box;
}

html{
  scroll-behavior:smooth;
}

body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  background:#f4f7fb;
  color:#142033;
  line-height:1.6;
}

a{
  color:inherit;
  text-decoration:none;
}

img{
  max-width:100%;
  display:block;
}

.container{
  width:min(1180px,92%);
  margin:0 auto;
}

/* Independent notice */
.independent-notice{
  position:relative;
  background:#fff7e6;
  border-bottom:1px solid #e8cf9d;
  color:#4b3814;
  padding:10px 46px 10px 14px;
  font-size:12px;
  line-height:1.45;
  text-align:center;
}

.independent-notice strong{
  color:#2f230d;
}

.independent-notice button{
  position:absolute;
  top:50%;
  right:12px;
  transform:translateY(-50%);
  width:28px;
  height:28px;
  border:0;
  border-radius:6px;
  background:transparent;
  color:#4b3814;
  font-size:22px;
  line-height:1;
  cursor:pointer;
}

.independent-notice button:hover,
.independent-notice button:focus{
  background:rgba(75,56,20,.12);
  outline:none;
}

.independent-notice.is-hidden{
  display:none;
}

@media (max-width:600px){
  .independent-notice{
    padding:9px 42px 9px 10px;
    font-size:11px;
    text-align:left;
  }

  .independent-notice button{
    right:7px;
  }
}

/* Top bar */
.topbar{
  background:#0c2b52;
  border-bottom:1px solid rgba(255,255,255,.16);
  position:sticky;
  top:0;
  z-index:1000;
}

.navwrap{
  min-height:68px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  flex-wrap:wrap;
  padding:10px 0;
}

.brand{
  display:flex;
  align-items:center;
  gap:10px;
  color:#ffffff;
}

.brand-mark{
  width:38px;
  height:38px;
  display:grid;
  place-items:center;
  border-radius:10px;
  background:#20a765;
  color:#ffffff;
  font-weight:800;
  font-size:16px;
}

.brand-name{
  font-size:16px;
  font-weight:800;
  letter-spacing:.1px;
  line-height:1.15;
}

.brand-phone{
  display:block;
  margin-top:2px;
  color:#bcebd0;
  font-size:13px;
  font-weight:700;
}

.topbar nav{
  display:flex;
  flex-wrap:wrap;
  gap:7px;
  align-items:center;
}

.topbar nav a{
  padding:8px 10px;
  color:#e8f0fa;
  font-size:13px;
  font-weight:700;
  border-radius:8px;
}

.topbar nav a:hover,
.topbar nav a:focus{
  background:rgba(255,255,255,.12);
  outline:none;
}

.header-call{
  background:#20a765;
  color:#071c12 !important;
}

/* Hero */
.hero{
  background:linear-gradient(135deg,#0c2b52 0%,#174577 58%,#28608e 100%);
  color:#ffffff;
  padding:56px 0 38px;
}

.hero-grid{
  display:grid;
  grid-template-columns:1.08fr .92fr;
  gap:28px;
  align-items:start;
}

.eyebrow{
  display:inline-block;
  margin-bottom:12px;
  padding:7px 11px;
  border-radius:999px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.16);
  font-size:13px;
  font-weight:700;
}

.hero h1{
  margin:0 0 15px;
  font-size:clamp(34px,5vw,56px);
  line-height:1.05;
  letter-spacing:-.8px;
}

.hero p{
  margin:0;
  max-width:650px;
  color:#e1ecf8;
  font-size:18px;
}

.buttons{
  display:flex;
  gap:11px;
  flex-wrap:wrap;
  margin-top:22px;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:47px;
  padding:12px 17px;
  border-radius:9px;
  font-size:15px;
  font-weight:800;
  text-align:center;
  border:1px solid transparent;
  cursor:pointer;
}

.btn-primary{
  background:#20a765;
  color:#071c12;
}

.btn-primary:hover{
  background:#32bd78;
}

.btn-light{
  background:#ffffff;
  color:#0c2b52;
}

.btn-outline{
  border-color:rgba(255,255,255,.35);
  color:#ffffff;
  background:rgba(255,255,255,.08);
}

.btn-full{
  width:100%;
}

.quote-card{
  background:#ffffff;
  color:#142033;
  border-radius:14px;
  padding:23px;
  box-shadow:0 20px 52px rgba(1,18,40,.28);
}

.quote-card h2{
  margin:0 0 6px;
  font-size:26px;
  line-height:1.2;
}

.quote-card > p{
  margin:0 0 14px;
  color:#526174;
  font-size:14px;
}

.form-group{
  margin-bottom:12px;
}

.form-group label{
  display:block;
  margin-bottom:5px;
  font-size:13px;
  font-weight:700;
  color:#27364a;
}

.form-group input,
.form-group select,
.form-group textarea{
  width:100%;
  padding:12px;
  border:1px solid #c8d2df;
  border-radius:8px;
  background:#ffffff;
  color:#142033;
  font:inherit;
}

.form-group textarea{
  min-height:88px;
  resize:vertical;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus{
  outline:3px solid rgba(32,167,101,.2);
  border-color:#20a765;
}

.consent{
  display:flex;
  align-items:flex-start;
  gap:8px;
  margin:14px 0;
  color:#526174;
  font-size:12px;
  line-height:1.45;
}

.consent input{
  width:auto;
  margin-top:3px;
}

.consent a{
  color:#0c5b9c;
  text-decoration:underline;
  font-weight:700;
}

.notice{
  padding:11px 12px;
  margin:13px 0;
  border-radius:8px;
  background:#edf6f0;
  border-left:4px solid #20a765;
  color:#234131;
  font-size:12px;
}

.section{
  padding:56px 0;
}

.section-alt{
  background:#eaf1f8;
}

.section-heading{
  max-width:760px;
  margin-bottom:24px;
}

.section-heading h2{
  margin:0 0 9px;
  color:#0c2b52;
  font-size:34px;
  line-height:1.15;
}

.section-heading p{
  margin:0;
  color:#526174;
  font-size:16px;
}

.grid-3{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}

.grid-2{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:18px;
}

.info-card{
  padding:23px;
  background:#ffffff;
  border:1px solid #dce5ee;
  border-radius:13px;
  box-shadow:0 8px 22px rgba(24,47,74,.06);
}

.info-card h3{
  margin:0 0 9px;
  color:#0c2b52;
  font-size:21px;
}

.info-card p{
  margin:0;
  color:#526174;
  font-size:14px;
}

.icon{
  width:42px;
  height:42px;
  display:grid;
  place-items:center;
  margin-bottom:14px;
  border-radius:10px;
  background:#e5f5eb;
  color:#147345;
  font-size:20px;
  font-weight:800;
}

.callout{
  padding:30px;
  border-radius:14px;
  background:#0c2b52;
  color:#ffffff;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:20px;
}

.callout h2{
  margin:0 0 7px;
  font-size:29px;
}

.callout p{
  margin:0;
  color:#d8e7f8;
}

.faq{
  display:grid;
  gap:10px;
}

.faq details{
  background:#ffffff;
  border:1px solid #dce5ee;
  border-radius:10px;
  padding:14px 16px;
}

.faq summary{
  cursor:pointer;
  color:#0c2b52;
  font-weight:800;
}

.faq p{
  margin:10px 0 0;
  color:#526174;
  font-size:14px;
}

.legal-page{
  max-width:880px;
}

.legal-page h1{
  margin:0 0 9px;
  color:#0c2b52;
  font-size:38px;
}

.legal-page h2{
  margin:27px 0 8px;
  color:#0c2b52;
  font-size:22px;
}

.legal-page p,
.legal-page li{
  color:#526174;
  font-size:15px;
}

.footer{
  background:#081d36;
  color:#cbd9e8;
  padding:34px 0 20px;
}

.footer-grid{
  display:grid;
  grid-template-columns:1.4fr 1fr 1fr;
  gap:26px;
}

.footer h3{
  margin:0 0 10px;
  color:#ffffff;
  font-size:16px;
}

.footer p,
.footer li,
.footer a{
  color:#cbd9e8;
  font-size:13px;
}

.footer ul{
  list-style:none;
  padding:0;
  margin:0;
}

.footer li{
  margin-bottom:7px;
}

.footer a:hover{
  color:#ffffff;
  text-decoration:underline;
}

.footer-bottom{
  margin-top:24px;
  padding-top:16px;
  border-top:1px solid rgba(255,255,255,.12);
  font-size:12px;
  color:#aebfd1;
}

.mobile-call{
  display:none;
}

@media (max-width:900px){
  .hero-grid,
  .grid-3,
  .grid-2,
  .footer-grid{
    grid-template-columns:1fr;
  }

  .navwrap{
    justify-content:center;
  }

  .topbar nav{
    justify-content:center;
  }

  .callout{
    display:block;
  }

  .callout .buttons{
    margin-top:16px;
  }
}

@media (max-width:600px){
  .hero{
    padding:42px 0 28px;
  }

  .hero p{
    font-size:16px;
  }

  .section{
    padding:42px 0;
  }

  .section-heading h2{
    font-size:29px;
  }

  .buttons{
    flex-direction:column;
    align-items:stretch;
  }

  .buttons .btn{
    width:100%;
  }

  .topbar nav a{
    padding:7px 8px;
    font-size:12px;
  }

  .mobile-call{
    display:block;
    position:fixed;
    right:15px;
    bottom:15px;
    z-index:1100;
    padding:13px 16px;
    border-radius:999px;
    background:#20a765;
    color:#071c12;
    font-size:14px;
    font-weight:800;
    box-shadow:0 10px 25px rgba(0,0,0,.24);
  }
}